NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:  That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: March 23, 2012

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $68,680.00

MORTGAGOR(S): Carla Bonnerud, an unmarried female

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Embrace Home Loans, Inc., a Rhode Island corporation

DATE AND PLACE OF FILING: Recorded on April 4, 2012 as Document Number 388146 in the Office of the County Recorder of Fillmore County, Minnesota.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on December 11, 2014 as Document Number 401869 in the Office of the County Recorder of Fillmore County, Minnesota.

LEGAL DESCRIPTION OF PROPERTY: The land referred to herein below is situated in the County of Fillmore, State of Minnesota in Document Number 377193 and is described as follows:

Commencing at the Northeast corner of Lot 1 in Block 3, Billings and Cummings Addition to the City of Spring Valley, thence West 9 rods, thence South 5 rods, thence East 9 rods, thence North 5 rods to place of beginning and there terminating.

Subject to easements, covenants, restrictions, reservations, rights of way and agreements of record.

STREET ADDRESS OF PROPERTY: 312 N WASHINGTON AVE, SPRING VALLEY, MN 55975

COUNTY IN WHICH PROPERTY IS LOCATED: Fillmore County, Minnesota.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $65,171.54

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

NAME OF MORTGAGE ORIGINATOR: Embrace Home Loans, Inc., a Rhode Island corporation

RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.

TAX PARCEL IDENTIFICATION NUMBER: 36.0456.000

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 100049700011933617

THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 9, 2017 at 10:00 AM.

PLACE OF SALE: Fillmore County Sheriff’s Office, Courthouse Square, 101 Fillmore Street, Preston, Minnesota.

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.  The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 9, 2018.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: September 14, 2017

WELLS FARGO BANK, N.A.

Mortgagee

THE ACADEMY LAW GROUP, P.A.

By: /s/ Rebecca F. Schiller, Esq.

N. Kibongni Fondungallah, Esq.

Samuel R. Coleman, Esq.

*Corbin C. Smith, Esq.*

Attorneys for Mortgagee

The Academy Professional Building

25 Dale Street North

St. Paul, MN 55102

(651) 209-9760

(17-0985-FC01)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

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